Total buy cost
$8,888
Total lease cost
$17,758
Cheaper: Buying
$8,870
If invested instead
$4,839
Cumulative cost over time
Loan monthly payment
$616
Sales tax on purchase
$2,450
Resale value at horizon end
$19,250
Disclaimer: Nestward is a planning and educational tool, not financial or tax advice. Figures are hypothetical illustrations based on the assumptions you enter and rely on simplified models — they are not guarantees of any future result. Actual loan terms, lease terms, taxes, and resale values will vary. All calculations run in your browser; the figures you enter — including anything encoded into a shared link — are never sent to us or stored on a server. This site uses privacy-preserving analytics for traffic patterns only, which never includes anything you type into this calculator.